We work with ambitious financial service providers.

We build financial apps that work for your business and your users, from proof of concept to product in market. With over a decade of experience in financial services, we understand the stakes: regulatory complexity, data security, and customers who expect a seamless experience on every platform.

Whether you’re an established provider modernising legacy systems or a new entrant looking to disrupt, we’ll help you build the right product and deliver the right results.

App Development Client Logo
App Development Client Logo
App Development Client Logo
App Development Client Logo
App Development Client Logo
App Development Client Logo

We understand the complexity of building in the financial services industry.

Building digital products in financial services isn’t like building anywhere else. Data handling, security, API integrations with regulated third parties, and user trust are all load-bearing. We’ve worked in insurance, asset management, fintech and large enterprise clients. We understand what can go wrong and how to prevent it.

Regulated environments

We’ve built and launched apps in FCA-regulated environments and understand the constraints that come with them, including data residency, access controls, audit trails, and customer communication standards.

Complex integrations

Financial services platforms rarely work in isolation. We have experience integrating with third-party APIs, policy management systems, actuarial tools, black-box telematics, market data feeds, and building apps that stay reliable when those integrations do what integrations do.

Security by design

We build security into the product from discovery, covering authentication, encryption, session handling, and data minimisation as standard.

User trust in a low-trust sector

Only 30% of financial services customers report consistently positive experiences with their provider. We use research, behavioural design, and iterative testing to build products that people actually trust and come back to.

Paratus

Turning Complex Insurance Logic into a Business-Critical Digital Client Portal

Sonin partnered with Paratus to design and deliver a secure, high-performance digital platform for specialist insurance and renewable energy risk.

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Let’s build the right financial app together

If you’re building something in financial services and need a partner with real sector experience, not just a team that’ll learn on your budget, we’d like to talk.

Financial app development services.

We work across all financial services, from consumer-facing mobile apps to enterprise products used by trading and operations teams.

Personal finance apps

Budgeting, savings, lending, and money management apps that make complex financial decisions simpler for users. We design for clarity and build for performance.

Insurance apps

From FNOL and claims to telematics-based premium calculation, we’ve built insurance apps used by real customers at scale. Our work with Sheilas’ Wheels and esure, and Marmalade Insurance demonstrates what’s possible when you bring mobile thinking to insurance problems.

Banking and fintech apps

Core banking features, open banking integrations, card management, and account dashboards, built for regulated environments and audited-grade reliability.

Investment and asset management tools

We’ve built bespoke portfolio management software and market data tools for institutional financial services firms, including custom platforms for Sungard Financial.

B2B financial services platforms

Internal tools, client-facing dashboards, and workflow automation systems for financial services organisations that need to move faster than their legacy infrastructure allows.

FAQs

01 What does a financial app development company do?

A financial app development company designs and builds mobile and web applications for the financial services sector. This includes consumer-facing products like banking, budgeting, and insurance apps, as well as enterprise tools for trading, portfolio management, and internal financial operations. The work spans strategy, UX research, design, development, and post-launch product support.

02 How long does it take to build a financial app?

Timelines vary significantly depending on scope, complexity, and integration requirements. A well-scoped MVP for a regulated financial product typically takes four to six months from kick-off to launch. More complex platforms with extensive third-party integrations or institutional-grade requirements will take longer. Discovery, done properly, reduces timeline risk by resolving the big unknowns before development begins.

03 Do you work with FCA-regulated businesses?

Yes. We have experience building apps within FCA-regulated environments and understand the constraints that come with them, including data handling requirements, security standards, and the customer communication rules that affect how financial apps are designed.

04 Can you integrate with existing financial systems and APIs?

Yes, this is a core part of what we do. We have experience integrating with policy management systems, telematics providers, actuarial tools, market data feeds, and open banking APIs. We build integrations to be reliable and maintainable, not just functional at launch.

05 What financial sectors do you work in?

We work across insurance (motor, home, travel, health), personal finance and fintech, investment and asset management, and banking. We’ve delivered projects for consumer brands, institutional financial services firms, and early-stage fintech companies.

06 How much does it cost to build a financial app?

Cost depends on scope, complexity, platform (iOS, Android, web, or all three), and integration requirements. A discovery engagement,  which scopes the product properly before committing to a build budget, is the most reliable way to arrive at an accurate number. We’re happy to have that conversation. Reach out via info@sonin.agency.

07 Where are you based and do you work with clients across the UK?

Sonin is a UK-based digital product agency. We work with financial services clients across the UK and have done for over a decade. We’re comfortable working remotely, on-site, or in a hybrid arrangement depending on what the project needs.

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